I thank Opposition Front Benchers for calling this debate.
I was recently approached by the wife of a serving member of the armed forces who described to me the daily struggle that her family face in the light of the fact that her husband, a private in the Army, has not had a real-terms pay increase under this Government. In fact, figures from the Armed Forces Pay Review Body show that they have had a 5.3% real-terms reduction in pay since 2010. As with many families of service personnel, they rely on this income due to the fact that a life in the military often stations families away from their support networks, with real financial and childcare implications. She recently received a letter from the Combined Accommodation Assessment System, or CAAS, which outlines a year-on-year increase in the charges for their quarters. How does the Minister suggest that this family make ends meet as they face greater charges on the one hand and a real-terms pay cut on the other?