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Actually, what I said was that the communication issue goes back to 1995, when I certainly was not in this House. For the bulk of the period from 1995 to 2010, the right hon. Gentleman’s party was in power. There is no point in pointing fingers at different parties, but that period is at the heart of the issue of communication, which the motion addresses.
On the question of what good advice we can now give those of our constituents who are not sure what they are going to receive in retirement, it is important that they ask for a statement. That is what the Pension Wise campaign, which is available to everybody, free of charge, is there to do. People should ask for their statement. Some 500,000 people have already taken advantage of that. It is the most effective communications tool and we should be using it to make sure that everybody—women and men—approaching retirement knows what they will receive.