My hon. Friend and I worked very closely on this and he is right. The kick-start programme of putting public money into re-starting building on sites that were stalled because of the deep global banking crisis and recession was part of building the homes we needed and creating the jobs we needed, and because we also insisted on apprenticeships in return for that support, we got more apprenticeships across the country. In terms of the mortgage rescue scheme, my hon. Friend will remember that in the last Tory recession of 1991 they put nothing in place. They were not concerned about homeowners who were faced with the repossession of their homes, and despite a much deeper recession and much more serious economic problems, our mortgage rescue scheme meant that more than a third fewer people than in the 1991 recession had to lose their homes and lose the basis on which they were building their lives.