We are increasing opportunities for young people by making sure that more of them have a job. Yet again, we have seen today a decrease in youth unemployment, which is down 13,000 on the quarter and 92,000 on the year. We now have record numbers of young people going to university and, because of the action we are taking, we are able to take the cap off university numbers and see many more people going. Replacing grants with loans is the right approach. Interestingly, it was the approach taken in 1997 when Ms Harman sat in the Cabinet.