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I am not entirely sure that I agree with everything my hon. Friend has just said, but I will say this: the real test for any of the housing policies put forward by this Government is whether they ease or deepen the housing crisis, and from what we have seen so far, they are failing that test.
Under the previous Government, we saw the lowest level of house building in peacetime since the 1920s. [Interruption.] In terms of completions, they are bang to rights: I will take our record over theirs any time. Home ownership under this Tory Government is now at its lowest level for 30 years, and a record number of young people are living with their parents into their 20s and 30s. When I was shadow Housing Minister, I lost count of the number of people who complained to me about not benefiting from empty nest syndrome because their children simply could not get on the housing ladder.