The bedroom tax is turning into a disaster in constituencies such as mine. Families are moving out of good-quality social housing and into the private rented sector at a greater cost to the taxpayer. Three and four-bedroom houses are now standing empty and are classed as hard to let. I even have pensioners approaching me saying that they want to downsize but cannot because small properties are prioritised for families. Is this not turning into a disaster for the taxpayer, as well as for families?