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I am grateful to my hon. Friend. We need to explain what are often very complex matters in simple language. The simple truth is that today’s pensioners have got the best deal in a generation through the restoration of the earnings link, which will be real cash in their pockets year after year, and that the new system will cost no more than was going to be spent in any case. We are taking a planned budget, simplifying the system, but not treating anyone adversely.