I completely agree with the hon. Gentleman; this is an incredibly serious issue. We have a housing benefit bill that is out of control-up 50% over the past five years for working-age adults. The key change that we are suggesting is a cap of £20,000-let me repeat that: £20,000-that a family can get for their rent. The fact is that there will be many people working in Colchester, Doncaster or west Oxfordshire who are paying their taxes and who could not dream of living in a house that cost £20,000 to rent each year. It is an issue of fairness that we tackle this budget, get it under control, and do not ask hard-working people to support benefit levels to get things they simply could not have themselves.