No, I am sorry, but I am not giving way to you, madam, so kindly take notice of that.
Having a piggy bank- [ Interruption. ] I am going to make the point that having a piggy bank in one's bedroom is a much greater spur to saving and learning about the culture of savings than any attempt to lock away money until the age of 18.
Paul Goggins, and Cathy Jamieson in her Westminster Hall debate, have raised the issue of looked-after children and how we deal with them. It is a very important issue, but the Opposition should hang their head in shame at the outcomes that looked-after children obtain after 13 years of Labour rule. The points that those Members made were an example of what I call the rhododendron test. By focusing on the tiny issue of whether such children should continue to receive child trust fund payments, they overlook the much wider public policy issues. There are many other ways in which we can and do help looked-after children.