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I entirely accept what my hon. Friend says, but does he not agree with the thrust of the point made by my hon. Friend Mr. Cash? If, rather than consulting often self-appointed market bodies notionally representing dozens or hundreds of members, one asks the market practitioners who have to deal day to day with the impact of much of this legislation, which may derive from our own Parliament as well as from Europe, one finds that they are much more concerned and can see the disadvantages. It could almost be said that one of the benefits of being in opposition is being able to talk to market practitioners instead of hearing from on high about the various benefits that such new legislation, directives and regulations may have.
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