I know that the Prime Minister is aware of the extent of the affordable housing crisis across rural Britain and many of the innovative ways in which local authorities are trying to address the problem through section 106 agreements. Does he share the sense of bewilderment and anger of many of my constituents that despite the bail-out of the banks, many mortgage providers are still operating a very belligerent attitude, not giving sufficient mortgage offers to mortgagees and offering them incredibly high and unaffordable deposits, and would he-