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This has been of great concern to small businesses. My right hon. Friend is absolutely right, and no doubt he is listening carefully to businesses in his constituency. It was obviously right to recapitalise the banks and insist on lending agreements, and it is therefore exasperating that the lending agreements do not yet appear to be being fully honoured. We have tried to help businesses with cash-flow problems by allowing them to defer their tax payments, but it is nevertheless important that banks do not drag their feet but get lending again.
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