I do know about the FSB survey to which the hon. Gentleman refers—it is from February 2009, so it is quite up to date—which indicates exactly what he said. The FSB is working with the National Fraud Authority, and there are a number of agencies involved in the issue of fraud. Indeed, the National Fraud Authority, which used to be called the National Fraud Strategic Authority, is intended to have exactly that overview. [ Interruption. ] I am assured that NFA does not mean "No further action"; it means "National Fraud Authority", and I am cheered by that reassurance. The FSB is on its programme board and stakeholder group, as is the British Retail Consortium and the British Chambers of Commerce. I can therefore give the hon. Gentleman an assurance that the interests of small and medium-sized enterprises are directly acknowledged by the relevant authority and taken on board day to day.
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