My right hon. Friend has a long history of campaigning on these issues, and he has taken a close interest in the current difficulties faced by Scottish banks and banks throughout the UK. I look forward to discussing these matters with him in further detail over the weeks ahead. Unfortunately, however, some people involved in international banking and banking institutions in the UK took reckless decisions that put at risk other people's savings and mortgages. While risk is an essential part of a market, taking irresponsible risks with other people's well-being must come to an end.
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