I congratulate my right hon. Friend on all that he has done to rectify the system, but the fact remains that the people who were ripped off in 2004 operated the internet in the customary way. They were akin to people who do not have burglar alarms. If we want to stop burglars, there are burglar alarms, but many people do not own them and we do not say to victims of burglary who do not possess one, "Tough, you didn't have an alarm". Will he now address the situation of the victims, rather than the future?