I want to reflect on the exchange that my hon. Friend had with my right hon. Friend Mr. McFall because a solution can be found with the industry. The savings sector of the industry publishes some very good, transparent information on websites and so on that helps people to make judgments about savings. A discussion between my hon. Friend's Department and the industry could achieve a vehicle to produce similar mechanisms to provide information to the consumer, perhaps using a web-based tool, thus making such things transparent and open for everyone.