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Before the hon. Lady moves on, I hope she will recognise that decisions on consultation on post office closures or changes are matters for the Post Office. Does she accept that the Government share her understanding of the importance of local post offices to local communities, and especially to older people? Will she also accept, as my hon. Friend the Minister for Pensions said, that that is why we are putting £2 billion into the Post Office network, including £450 million for rural post offices, and why we welcome Post Office discussions with the banking sector to ensure that we can underpin the viability of the post office network by allowing it to offer banking services?