I declare an interest in the answer to this question, as I am getting married in 15 days. Does the Paymaster General accept that the abolition of the married couples allowance was in effect a stealth tax on marriage, and that about 5 million couples who benefited from the allowance do not benefit from the child tax credit system? Does she also agree that 1 million of those who could benefit from the child tax credit system do not, and will not, because they have not applied for it? As a result, 6 million families are worse off. Would not it be much more straightforward to reintroduce a married couples allowance that would benefit all families with children under 11 years of age? I am glad to say that that will not include me.