Having talked to the sub-postmasters and postmistresses in her constituency, the hon. Lady will appreciate that income from benefits payment sometimes constitutes 60 to 70 per cent. of a post office's income. She is therefore absolutely right that postmasters need more sources of income, derived from providing different services. Does she not agree, however, that the drive to move benefits payment from post offices to banks should be deferred until those new services can be offered?