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I want, first, to reassure the hon. Gentleman that, although his Front Benchers are not listening to him—they have been absent for 20 minutes—we are. Secondly, as regards the housing policy credibility of our respective parties, will he remind the Committee which Government presided over the worst ever crisis in housing and home ownership? It resulted in 1,000 repossessions a week, and has continued from the late 1980s to this day.