My hon. Friend has mentioned Armitage Shanks. He may be aware that I represent the Potteries and the areas around Stoke-on-Trent and north Staffordshire where more than 600 jobs have been lost in a similar industry involving the manufacture of kitchenware and bathroomware. It is an absolute disgrace. How does the Minister think that people can manage to keep up the repayments on their homes when they do not even have a job?