Is the Minister aware that the home insulation scheme has been reduced to the programme that is run by the energy action grants agency scheme in Newcastle and that that is leading to cowboy contractors knocking on the doors of pensioners and people on low incomes, asking for deposits in advance and then disappearing? Would not it be better to have a home insulation scheme that is properly administered and monitored by local authorities to prevent that unscrupulous abuse, to ensure that the scheme results in home improvements for council tenants and that poor people are not left in the cold?