Loss Adjusters

Oral Answers to Questions — Trade and Industry – in the House of Commons at 12:00 am on 1 November 1989.

Alert me about debates like this

Photo of Mr Nicholas Baker Mr Nicholas Baker , North Dorset 12:00, 1 November 1989

To ask the Secretary of State for Trade and Industry if he will seek to regulate the conduct of loss adjusters.

Photo of John Redwood John Redwood Parliamentary Under-Secretary (Department of Trade and Industry)

It is the responsibility of the professional associations of which they are members to maintain the professional standards of loss adjusters.

Photo of Mr Nicholas Baker Mr Nicholas Baker , North Dorset

Is my hon. Friend aware that loss adjusters acting for insurance companies frequently browbeat and bully innocent claimants? Will my hon. Friend remind insurers that their duty is to recompense people who have suffered losses that are covered by insurance policies? Does my hon. Friend agree that practices of the kind that I have outlined should be drawn to the attention of the Director General of Fair Trading?

Photo of John Redwood John Redwood Parliamentary Under-Secretary (Department of Trade and Industry)

I am disturbed to hear my hon. Friend's accusations. If he has a particular case in mind he should refer it to the professional body concerned because such bodies have disciplinary powers over their members. If my hon. Friend thinks that the abuses are widespread, he should talk or write to the Director General of Fair Trading because he has powers to negotiate a code of conduct with the professions if he thinks that that is necessary.

Photo of John Reid John Reid , Motherwell North

Many Opposition Members would like to be associated with the genuine compliments paid to the Secretary of State for Trade and Industry by his Conservative colleagues because we have found out that such compliments are the political equivalent of the last meal of a condemned man. The Secretary of State is not only unique, he is quite brilliant. I would have said "unassailable" but I think that unsaleable——

Photo of Mr Bernard Weatherill Mr Bernard Weatherill , Croydon North East

Order. I gave the hon. Gentleman a chance to ask a question about loss adjusters.

Photo of John Reid John Reid , Motherwell North

Is the Minister aware that if a loss adjuster visited the Clydesdale tube works in Scotland he would find that less damage had been caused over the past five years by accidental death, burglary and fire than by the absolute refusal by British Steel to invest in that tube works? Will the Minister encourage British Steel to put in some investment?

Secretary of State

Secretary of State was originally the title given to the two officials who conducted the Royal Correspondence under Elizabeth I. Now it is the title held by some of the more important Government Ministers, for example the Secretary of State for Foreign Affairs.

Opposition

The Opposition are the political parties in the House of Commons other than the largest or Government party. They are called the Opposition because they sit on the benches opposite the Government in the House of Commons Chamber. The largest of the Opposition parties is known as Her Majesty's Opposition. The role of the Official Opposition is to question and scrutinise the work of Government. The Opposition often votes against the Government. In a sense the Official Opposition is the "Government in waiting".

Minister

Ministers make up the Government and almost all are members of the House of Lords or the House of Commons. There are three main types of Minister. Departmental Ministers are in charge of Government Departments. The Government is divided into different Departments which have responsibilities for different areas. For example the Treasury is in charge of Government spending. Departmental Ministers in the Cabinet are generally called 'Secretary of State' but some have special titles such as Chancellor of the Exchequer. Ministers of State and Junior Ministers assist the ministers in charge of the department. They normally have responsibility for a particular area within the department and are sometimes given a title that reflects this - for example Minister of Transport.