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Perhaps I can explain the canard of £24 billion that Ministers keep mentioning. Apparently, £2·5 billion of that sum is for equalising the retirement age at 60. Neither I nor anyone else in the Labour party has given that commitment. It simply shows what a total fabrication that total of £24 billion is. The Minister has mentioned the £100 million that the ICA would cost. My point was that there would be a net saving if more people were kept in the community instead of being put into private nursing or rest homes at a cost of £250 a week or more and at the expense of supplementary benefit.