Did not my right hon. Friend hit the nail on the head in his previous answer? Is not the reality that £4,000 million is a hell of a lot of money? It amounts to £75 for every man, woman and child in the country, which every year represents £6 a week for a family of four? Is not the worst housing crisis in those areas, with largely Labour-controlled authorities, where housing resources have been violently mismanaged? Is not the answer to the problems of the taxpayer, the ratepayer and the homeless to privatise large sections of public authority housing?