If the hon. Lady, whom I have never noticed as being much of an expert on housing—[HON. MEMBERS:"Oh! "] The hon. Lady specialises in other subjects and interests. She will recollect—or perhaps someone could advise her—that, in the Green Paper, when we talk about local contributions rising in line with earnings, we take local contributions to include rents and rates. Unfortunately, new towns do not have a rate fund contribution, nor does the SSHA.