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The proposals are perfectly clear, and the hon. Gentleman has no right to misrepresent them in that way. It has been made plain again and again that these proposals will not—I repeat, not—touch the owner-occupier, and the hon. Gentleman knows it. The country will not be amazed in the way that he describes because, unlike the hon. Member, people have the sense to see that we are discussing not a public cost but public wealth.