Is my right hon. Friend aware that there have been several distressing cases in recent months of pedestrians being involved in and being held liable for accidents, which have caused much distress both to the persons affected and those causing the accidents?
Yes, I am aware of that, but there are more accidents than those caused by motor cars, cycles and pedestrians, and we have to cover all risks of disablement and widowhood. That is what we are doing in the review, but no accidents due to specific causes are included.
Does the Minister not appreciate that there is a very real point here? A considerable number of accidents are taking place and people are being badly injured without any cover of insurance at all, merely because the Government themselves are not insisting that everyone should be carrying insurance as well as Road Fund licences?
It is a matter of opinion whether a risk of this kind should be carried under a State scheme of social insurance. I have already said that in the major review we are giving consideration to all disablement and widowhood from whatever cause. That is social security. Insurance risks in many cases are quite a different thing.
On that matter, which the Minister seems reluctant to answer, for well over a year now the Minister of Transport and her predecessor have been allegedly negotiating better conditions with the Motor Insurers' Bureau to get proper compensation at least for the victims of hit-and-run drivers, and would he give urgent attention to encouraging his right hon. Friend to bring these negotiations to an early conclusion?