Part of Oral Answers to Questions — Housing – in the House of Commons at 12:00 am on 9 June 1964.
Mr Benjamin Parkin
, Paddington North
12:00,
9 June 1964
Is the Minister aware that what I shall continue to describe as chicanery and fraud is often upheld as one of the most important guiding principles of good estate management on the ground that a person should keep his property unencumbered and give as little security as possible, so that if he wants to raise money from the bank he will be able to give a valuation as with vacant possession, which entitles him to a greater loan than he could otherwise get? When considering all aspects of this matter, will the Minister consider inviting, perhaps, the banks or providing, as he once did, through building societies special loans for those who are prepared to pledge fully-tenanted secured properties in return for loans?
Ministers make up the Government and almost all are members of the House of Lords or the House of Commons. There are three main types of Minister. Departmental Ministers are in charge of Government Departments. The Government is divided into different Departments which have responsibilities for different areas. For example the Treasury is in charge of Government spending. Departmental Ministers in the Cabinet are generally called 'Secretary of State' but some have special titles such as Chancellor of the Exchequer. Ministers of State and Junior Ministers assist the ministers in charge of the department. They normally have responsibility for a particular area within the department and are sometimes given a title that reflects this - for example Minister of Transport.
