That does not meet the real point. What we want in industrial insurance is a rapid decrease in the amount of expenses and to move as rapidly as possible to the block system of canvassing and collection in order that increased benefits may be given. If you are going to duplicate the visits which have to be made in the case of policies of even one penny per week you are going to make it difficult to put industrial insurance on such a footing as will enable larger benefits to be paid to the insured. Other reasons could be given why the Amendment is undesirable and I hope the hon. Member will not press it.