The Clause contains the words, "which doc? not trade for profit." I do not exactly know how far that is going to take us. There are societies which do not trade for profit which have built thousands of houses, and have never made an application for public works loans. I want to know whether societies of this kind will be able to participate in the benefits this Clause will give. I observe that these words are not incorporated in Section 67 of the Housing of the Working Classes Act of 1890, and probably in the past that has deterred these organisations from appealing for public works loans. I have in mind one of these organisations, which has built at least 200 houses, and has built a street which is one of the finest in the town. It does not trade for profit. It has never appealed for assistance. Am I to understand that there is a possibility of these co-operative societies. which built houses for the working classes, coming within the scope of this Clause and being able to get assistance from the State, if they desire to borrow, to the extent of 75 per cent. of the approximate value of the houses? If the Clauee is going to allow that to be done, it will be a step in the right direction. Everyone recognises the necessity of assisting those organisations which are going to build houses and which do not trade for profit.