Motor Vehicles: Insurance
Karl McCartney (Lincoln, Conservative)
To ask the Secretary of State for Transport
(1) what steps her Department is taking to tackle (a) uninsured drivers, (b) fraudulent insurance claims and (c) the cost of motor insurance;
(2) what steps have been taken in the last (a) two and (b) five years to tackle uninsured drivers.
Michael Penning (Parliamentary Under Secretary of State (Roads and Motoring), Transport; Hemel Hempstead, Conservative)
The Department has taken a number of steps to tackle uninsured driving, fraud and the cost of motor insurance:
(a) The continuous insurance scheme (CIE) introduced last year has enabled enforcement action to be taken against those who keep a vehicle without insurance. CIE supplements police powers introduced in 2005 to seize uninsured vehicles being driven on the road.
(b) Working with the insurance industry to allow them access to DVLA driver details on penalty points and disqualifications to reduce fraud.