Loans
Treasury

David Taylor (North West Leicestershire, Labour)
To ask the Chancellor of the Exchequer what recent representations he has received on the mechanisms other than the use of credit reference agency services by which lenders assess a loan applicant's ability to repay a loan; and if he will hold discussions with the Council of Mortgage Lenders on that matter.

Sarah McCarthy-Fry (Parliamentary Secretary, HM Treasury; Portsmouth North, Labour)
Treasury Ministers and officials receive representations from and meet with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. As was the case with previous administrations, it is not the Government's practice to provide details of all such representations and meetings.
