Michael Russell: Student debt includes loans which are extended by the Student Loans Company. Student loan entitlement is assessed by Student Awards Agency Scotland and the loans are extended by the Student Loans Company (SLC). The SLC do not hold information on students that have graduated, so the figures in Table 1 have been calculated by looking at those who have who have passed their statutory repayment due date in a given year, rather than graduation. This means that these figures may include some individuals who had Student loans extended to them, but they did not graduate.
Table 1: Average debt among individuals that accrued student loans from studying in Universities and Colleges in Edinburgh and Lothians regions, broken down by institution, 2006-10 (£)
|Statutory Repayment Due Date|
|Edinburgh College of Art||9,040||10,530||8,780||8,670||7,360|
|Edinburgh Napier University||7,600||7,470||6,790||6,760||6,620|
|Edinburgh School of Dental Hygiene @ Therapy||-||-||-||-||-|
|Free Church of Scotland College - Edinburgh||-||-||-||-||-|
|Queen Margaret University||7,620||7,440||6,700||7,050||6,780|
|Stevenson College - Edinburgh||3,830||3,690||3,810||3,890||3,930|
|Telford College - Edinburgh||4,160||4,140||4,230||4,720||4,230|
|JEWEL and ESK||3,470||3,430||3,810||3,830||3,950|
|Oatridge Agricultural College||3,100||3,450||2,780||3,450||3,520|
|West Lothian College||3,330||3,540||3,160||3,430||3,710|
Source: Student Loans Company.
The Statutory Repayment Due Date (SRDD) is the date when the debt is liable for repayment if the borrower earns above the earnings threshold.
The SRDD is the April in the year after the student graduates or otherwise withdraws from their course.
The figures include students who withdraw as well as those who graduate.
A student is shown against an Institution if they have had debt from study there even though they may have finished at a different institution. This is a slightly different approach to the one used in the answer toquestion S3W-25130 on 21 July 2009 (SLC ref 20090624-04) which was based on the last institution attended
The debt used in the average is the debt accrued for Income Contingent Loans, part of which may have been incurred at another institution
Between 2007 and 2008 the liability for the Graduate Endowment ceased. Some deferred Endowments were liable for repayment after that date.
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