George Thomson, in the written memorandum from your organisation that was submitted to us, you said that the National Federation of SubPostmasters supports mutualisation in principle. Obviously, you have just said a bit about that. I have two questions. First, do you have a view or would you make a recommendation to Government on what model of mutualisation should be developed, if you could design it or recommend it? Secondly, in the previous witness sitting the chairman of Royal Mail suggested that mutualisation may be attractive to retail businesses and businesses looking to get into operating and setting up new sub-post offices. Do you have a point of view on that?