I agree with my hon. Friend’s points. It is incumbent on us to look at which groups will be particularly affected by such proposals. If women have consistently been in low-paid employment, their need for good pension provision is greater, either because they have always been on their own and will have to provide for themselves or because there is still a differential in the life expectancy of men and women, as we have discussed. That can be seen as a benefit to women and it is sometimes said that, as women get their pension for longer, they are more fortunate, but equally, a powerful reason why many retired women are poor is that they do not have adequate pension provision of their own after the loss of their partner.