Welfare Reform Bill
12:00 pm
Kitty Ussher: There are two things that we would like to be able to do through the reformed social fund at the end of this process, the first of which, as I have said, is to provide greater financial advice. That will free up resources, if people do not find themselves in such situations again because they have taken out insurance, for example, thus leaving more resources for other people. Secondly, we want to make it simpler to apply for free loans through the social fund so that people are not forced into the arms of loan sharks, who are illegal. We want to ensure that credit is more available, and we will be putting forward various ideas on that later this year, which will not require legislation.