Clause 5
4:30 pm
Stephen Ladyman (South Thanet, Labour)
I welcome you to the Chair, Mr. Taylor.
I think that my hon. Friend has misunderstood me. I appreciate that he wants a plurality of providers—that is all right. If he were to decide in future that he did not want that plurality and that he wanted to limit this to the Post Office, because we wanted to encourage it, is he confident that the Bill would allow him to do that without being challenged by the banks? My concern is that the commissioners could say that the Post Office is to be the only provider, but the banks might be able to challenge that. Is he confident that they would not?