Paul Myners: There are issues on which we continue to work around the effective management of both the lower limit of earnings and the upper limit of earnings and contributions, and more work needs to be done. We are clearly concerned about a situation in which a worker may have a number of jobs, some of which, or all of which, fall below £5,000 of earnings from a single employer, but in sum exceed £5,000. Finding a method by which we are able to bring those people into personal accounts is clearly important and we are working on that at the moment. May I invite Mr. Jones to add something?

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