Clause 56 - Appeals to the Consumer Credit Appeals Tribunal
Consumer Credit Bill
5:00 pm
Charles Hendry (Shadow Minister, Trade & Industry; Wealden, Conservative)
I have a few further questions on the appeals to the Consumer Credit Appeals Tribunal. What guidance does the Minister expect to be given on the time limits for appeals? Clearly there has to be a final time limit. Does he have anything in mind? Will he give us some further examples of the sort of things that people might appeal against? Could a prospective licensee appeal against a decision not to issue a licence? Could it be against a decision to revoke a licence? Would it be against the level of charges? Could it even be on matters that might otherwise have gone to the courts? We had a lot of discussion on the earlier stages of the Bill about trying to keep things out of the courts. Are there elements of the debate about fairness and unfairness that can be resolved in this way without the need to go to court?