Clause 19 - Unfair relationships between
Consumer Credit Bill
3:30 pm

Gerry Sutcliffe (Parliamentary Under-Secretary (Employment Relations and Consumer Affairs), Department of Trade and Industry; Bradford South, Labour)
It will regrettable if that happens. That is not what we are attempting to achieve. There are various other tests in the process of trying to resolve the differences between the lender and borrower. I take what my right hon. Friend the Member for Leeds, West said about the number of people who will get to court at the end of the day. It is in that wider context that the Bill has been carefully drafted. I am sorry that there is a disagreement, but I feel passionately that the unfair credit test that we have outlined is the best route.
Several hon. Members rose—
