Clause 19 - Unfair relationships between
Consumer Credit Bill
2:45 pm

Derek Conway (Old Bexley and Sidcup, Conservative)
With this it will be convenient to discuss the following amendments: No. 13, in clause 19, page 14, line 8, at end insert—
'(1A) Regulations shall make provision to indicate the circumstances in which the relationship between the creditor and debtor may be regarded as unfair.'.
No. 14, in clause 19, page 14, line 10, after 'to', insert—
'(a) whether the relevant terms of the agreement, or of a related agreement, is in plain, intelligible language; and
(b) '.
No. 15, in clause 19, page 14, line 16, at end insert—
'(3A) If the court concludes that the relevant terms of the agreement were clear and intelligible when the agreement was made, then, notwithstanding the provisions of section 140B(11), it shall be for the debtor to prove that the relationship was unfair.'.
