My point is simply that the exception on company business does not come into play until the value exceeds £50,000. For simplicity, would it not be easier to standardise the figures in the exclusion clauses? The figure suggested is probing.
The exception in clause 188 to which the hon. Gentleman refers is for company business. I questioned that myself. If someone were to have a credit limit for a trip abroad or something similar, as long as they were on company business, it would be appropriate to have it at that level. Clause 191 deals with loans to individual directors and does not necessarily have any relation to the activities that they may undertake on behalf of the company. That is the reason for the difference.