Schedule 3 - Endorsement: all drivers
Road Safety Bill
10:15 am
Viscount John Thurso (Shadow Secretary of State for Scotland (And Transport), Scotland; Caithness, Sutherland and Easter Ross, Liberal Democrat)
If one looks at the use of card technology in the financial services industry, one sees that as the technology has become ever more complex, so the ability of people determined to commit fraud has also become more complex. For example, there is a whole battery of crimes to do with bank cards that did not exist 20 or 30 years ago, and there is sophisticated technology for reading and amending those kinds of cards. Has any risk assessment been carried out in relation to the new licence that will be issued when the licence with counterpart is dropped? Do the Government intend, between now and the introduction of the new licence, to undertake some sort of risk assessment of the opportunity for fraud or criminal behaviour in respect of such cards?