Clause 12 - Notice of default sums
Consumer Credit Bill
12:00 pm
Mr Gerry Sutcliffe (Parliamentary Under-Secretary (Employment Relations, Competition and Consumers), Department of Trade and Industry; Bradford South, Labour)
The hon. Member for Tewkesbury (Mr. Robertson) moved amendment No. 22, which is based on arguments similar to those he raised in amendment No. 17. Since we did not support amendment No. 17, it will come as no surprise to him that we will not support amendment No. 22 either. I understand the spirit and intention of what he is trying to achieve, but the Government have identified a better process for ensuring that people are informed fully about the default sums incurred when they incur them. For those reasons I do not need to go into any great detail. It is important that people understand fully their default situations, but it would not be helpful to follow the route that the hon. Member for Tewkesbury suggests. Therefore I respectfully ask him to withdraw his amendment in the same spirit as he did so previously.