Clause 25 - Credit information services
Consumer Credit Bill
5:00 pm
Mr Gregory Barker (Assistant Chief Whip, Whips; Bexhill and Battle, Conservative)
My hon. Friend makes some excellent points. It is not just sloppy record-keeping that impacts on individuals: there is the more serious issue of fraud. We have already discussed the issuing of unsolicited application forms and credit cards. If that happens because of inaccurate data, it can give rise to fraud, and in certain cases individuals may have been caused great distress and may even have had to pick up bills. My hon. Friend's proposal has several benefits.