Clause 19 - Unfair relationships between
Consumer Credit Bill
3:00 pm
Mr Gerry Sutcliffe (Parliamentary Under-Secretary (Employment Relations, Competition and Consumers), Department of Trade and Industry; Bradford South, Labour)
Thank you.
If a Minister goes down the route, along which my hon. Friend the Member for Rhondda has tried to entice me, and comments on a matter in Committee, the comment may be used as evidence in court. That is why I do not wish to do that: the courts will have an opportunity to look at all the issues before they make judgments on them. I will not be tempted into saying what is or is not unfair; what I say is that lenders should lend responsibly.
The hon. Member for Bridgwater (Mr. Liddell-Grainger) mentioned the minimum payment, and we have tried to ensure that the consequences of making only a minimum payment are there for the borrower to see.