Clause 12 - Polygamous marriages
State Pension Credit Bill [Lords]
5:15 pm

Photo of Mr James Clappison

Mr James Clappison (Hertsmere, Conservative)

It is a good question whether the 200 refers to units of polygamy, polygamous pensioners or polygamous non-pensioners. I take that figure because it was given in the House of Lords as the number of people to whom the provision could possibly apply. That was an interesting debate, because we also discussed the difference between polygamy and polyandry, which refers to a wife with more than one husband. [Interruption.] The Under-Secretary says that that is much more interesting. She will be interested to hear that polyandry is prevalent in several parts of India, as we found out in the debate.

A distinct type of polyandry is also practised in Tibet, where a woman who marries the oldest brother of a family may also take his brother as her partner. I do not know what term would be applied to a collection of husbands. Perhaps it would be called a harem or something like that. Some would just call it bad luck.

The purpose of the amendment is to probe polygamy, if that is the right way of putting it. The Bill leaves the matter to regulations. I understand that the regulations are already made in respect of minimum income guarantee. The basic approach in such cases will be to ensure that the guarantee part of

the pension credit is paid, although it would be interesting to hear more detail from the Under-Secretary as to how much will be paid, and to whom. The amendment deals with subsection (4), which is interesting. It says:

''Except in relation to the amount of the standard minimum guarantee, any power to prescribe amounts by virtue of this section includes power to prescribe nil as an amount.''

As that does not apply to the minimum guarantee, the provision must create the power to prescribe nil in respect of the savings element of the pension credit. It would be an interesting exercise to tell someone that they were entitled to something, but that the amount would be prescribed as nil. I should like to hear in what circumstances someone would be prescribed nil as an amount, and I wonder whether the Under-Secretary can throw light on how the provision will apply. We apprehend that it will be relevant to only a limited number of people. For various reasons they are likely in many cases to have low savings and an incomplete pension record, and may be entitled to only the standard minimum income guarantee.

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