Clause 54 - Power for local authorities to take charges on land instead of contributions
Health and Social Care Bill
9:30 pm
Mr Paul Burstow (Sutton and Cheam, Liberal Democrat)
I beg to move amendment No. 289, in page 46, line 21, at end insert
`and
(c) that person has been informed in writing of the advisability of appropriate independent financial advice by a suitably qualified advisor,'.
The amendment is simple. It would provide that, in setting up deferred payment arrangements and placing a charge on a property, which is a welcome development, a resident is made aware of and signposted towards independent financial advice to enable him to consider the pros and cons of such an arrangement before deciding to go down that path.