Part of the debate – in the House of Lords at 4:45 pm on 27 October 2008.
My Lords, at the end of the noble Lord's remarks, which, like some of my noble friends, I found almost unbelievable, he referred to people needing to take an annuity at an earlier stage. Surely the whole point about that decision is that it is influenced by their individual circumstances; it is not imposed by government or anyone else.